You hate keeping a budget. We do too.

Welcome to Lazy Budgeting.


With every transaction, your checking balance is visually organized into stacks for Spending, Bills, and Goals.

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How it works

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Priority #1: Bills

Every payday, we automatically earmark money for your monthly bills so you don't have to budget for them.


Priority #2: Spending

Every payday, we earmark money for everyday spending until next payday. We update it everyday so you know what you can afford—overspend and your budget goes down, underspend and your budget goes up!


Priority #3: Goals

Every payday, we automatically earmark an amount you can afford to accomplish your financial goals. First is Pay off debt, then Build an Emergency Fund, and finally Invest.

Try it out for yourself—click one the stacks below

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What our users are saying