Your Paycheck Plan

Once you securely link The System to your bank and credit card, we automatically create a plan just for you.

 
 
 
 
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Step 1: Automatically determine your income

The System uses statistical analysis to determine your past paychecks, and then uses that to determine your payment schedule.

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Step 2: Automatically determine your bills

We again use statistical analysis to determine your recurring monthly bills. You and add, edit, or delete bills.

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Step 3: Automatically determine a savings percentage

Based on your Bills-to-Income Ratio, we determine a percentage of each paycheck you can comfortably save towards a savings goal.

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Step 4: The rest is your spending money

We break it down into a daily budget, or “per diem”. If you underspend today, your per diem goes up tomorrow!

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…and that’s your Paycheck Plan

Every payday, we visually organize your paycheck according to your custom plan. The result is: you always have money earmarked for Bills, Savings, and Spending.